Latest News

11 Oct 2026

Celebrate "Cooperation for a Prosperous World" This International Credit Union Day®

Join Gateway Credit Union on October 15 to celebrate International Credit Union Day® 2026! Discover the cooperative difference, and see how we put our members first.

07 Oct 2026

Meet Gateway’s Nominees for the Credit Unions of Wales Awards 2027!

Vote for Gateway Credit Union’s local heroes in the Credit Unions of Wales Awards 2027! Support Sue, Ron, Chloe, Jessica & Howard today. Cast your vote now!

25 Sep 2026

Where Does £2 a Day Really Go?

Discover how saving just £2 a day can transform your finances. Explore simple savings habits with Gateway Credit Union to build your future resilience today.

20 Sep 2026

Make Your Child Benefit Work Harder for You: Saving, Planning and Preparing for Christmas

Find out how paying Child Benefit into your Gateway Credit Union account can help you save, prepare for Christmas, manage costs and access affordable loans.

14 Sep 2026

Strengthening debt support together with the updated MaPS Toolkit

Gateway Credit Union shares the updated MaPS Supportive Debt Recovery Toolkit to improve collaboration, fair repayments, and support for people in debt.

09 Sep 2026

GCU - Newsletters

Get the latest Gateway Credit Union news, updates, and financial tips! Stay informed about special offers, community events, and helpful resources with our free monthly eNewsletter. Subscribe today!

31 Aug 2026

Understanding APR: Your Guide to the Real Cost of Borrowing

Looking for a loan? Learn what APR means, how it reveals the true cost of borrowing, and how to use it to compare financial deals and save money.

28 Aug 2026

What's a Pension and Why is One Important?

Master your future with Gateway Credit Union’s guide to pensions. Learn how workplace schemes, tax relief, and the State Pension help you retire comfortably.

12 Aug 2026

Lunch and Learn

Discover how Gateway Credit Union helps you save smarter and borrow responsibly. Watch our recorded Lunch & Learn session to build your financial resilience.

11 Aug 2026

Cwmbran Library Drop In

Need face-to-face financial support in Cwmbran? Join our weekly credit union drop-ins every Friday at Cwmbran Library. No appointment needed!

Need a Loan?

Discover the advantage of a fair and affordable loan from Gateway Credit Union. Our loans are low-cost and high-value!

Apply Now

Christmas Saver Account

Our Christmas Saver Account is a popular way to save for the festive season. The account is 'locked' until November 1st, when you can withdraw your savings and do your Christmas shopping.

Our members appreciate having money to treat the family at Christmas without worrying about unpaid bills in the New Year. Many also save a little extra to treat themselves in the January sales, or top up their savings with a small loan. You can choose whether to save a regular amount or just squirrel a few pounds away whenever you can, and you can withdraw the money any time between November 1st and 31st December

Secure Savings for a Better Christmas

Since 2007, our Christmas Saver Account has helped thousands of members save with confidence. Born out of a need for a safer alternative to unregulated hamper companies and pub clubs, we provide a protected environment for your hard-earned money.

Features & Benefits

  • FSCS Protected: Your deposits are guaranteed, providing a level of safety that high-street "Christmas Clubs" can’t match.

  • Earn as You Save: Benefit from our annual dividend, ensuring your money works for you while it sits.

  • Disciplined Saving: To help you reach your goals, these funds are locked away for the festive period. Early access is available only with a 60-day notice period.

How to Open Your Account

Existing Gateway members can open a Christmas Saver with as little as £5.

  • Flexible Deposits: Pay in whenever and however you like.

  • Easy Management: Split your existing regular payments to flow automatically into your Christmas fund.

  • Join Today: Simply submit your Application Form below, via post or in-person at a our office in Pontypool.

Terms and conditions apply

Christmas Saver Account Online form