Latest News

15 May 2026

Finance with heart: Join Our Lunch & Learn with Gateway Credit Union

Join our Lunch & Learn on 6th July at 1pm! Discover Gateway Credit Union’s ethical loans, smart savings, and member-owned banking in South East Wales.

11 May 2026

Breaking the Cycle: Why Your Bank Balance and Mental Health are Connected

It's Mental Health Awareness Week. Break the cycle of money stress and debt with our guide to financial wellbeing.

11 May 2026

Loan Sharks Play Games with People’s Lives—It’s Time to Make it Game Over

Stop loan sharks in England and Wales. The IMLT and WIMLU provide 24/7 confidential support to help you escape illegal lenders. No judgment, just help. Take back control and make it game over.

11 May 2026

From Friction to Finance: How to Build Financial Harmony as a Couple

Stop fighting about finances! Build a stronger relationship with Gateway Credit Union’s guide to financial harmony. Discover the "4-Account Rule," learn how to budget as a team, and improve communication to turn money stress into shared success.

27 Apr 2026

Mum’s Guide to Stress-Free Budgeting: Simple Steps for a Happier Home

Struggling to balance family fun with the household budget? Being a busy mum is hard enough without complex spreadsheets. Gateway Credit Union shares 5 simple steps to help you master your finances, cut hidden costs, and save for the summer holidays.

15 Apr 2026

Celebrating Our Community: Announcing our Spotlight Project

Gateway Credit Union is celebrating the heartbeat of Southeast Wales with our new Community Spotlight Video Project! We’re highlighting the local charities, businesses, and clubs that make our region thrive.

14 Apr 2026

A New Chapter: ABCUL Rebrands to All Together Money

Gateway Credit Union is proud to support the All Together Money movement (formerly ABCUL). This rebrand unites credit unions across Great Britain with a clearer voice for ethical, community finance.

13 Apr 2026

GCU - Newsletters

Get the latest Gateway Credit Union news, updates, and financial tips! Stay informed about special offers, community events, and helpful resources with our free monthly eNewsletter. Subscribe today!

01 Apr 2026

Introducing the Express Payroll Loan

Our Express Payroll Loan is designed specifically to give our payroll members flexible borrowing options when they need them most.

20 Mar 2026

Big News for Credit Unions: Why the New UK Reforms Matter to You

Gateway Credit Union welcomes the March 2026 UK reforms. New rules expand access for 10M+ members, including students and families, boosting financial inclusion across Wales.

Secured Loan

Borrow against your savings with a secured loan.

If you want to keep your savings untouched, take a loan instead. Secured loans between £500 and £10,000 are available over anything between a few weeks and 5 years at a flat rate of 0.5% interest (6.2%APR).

Preserve the insurance on your savings and get free life insurance cover on loans taken out before your 70th birthday.

Loan application process

  1. Be a Member with shares
    You must be an existing Member with shares in the credit union to apply for the Secured Loan
  2. Download the application form below
    Complete your application with the relevant attached documentation
  3. Sit back and relax!
    We will get back to you within 2 working days with our decision
Who can apply for a Secured Loan?

Who can apply for a Secured Loan?

Members of Gateway Credit Union with savings in their account can apply for the Secured Against Savings Loan. By securing against your savings you can borrow from £500-£10,000 and benefit from our lowest rate of 3.7% APR.