Latest News

08 Apr 2022

Our new website is Live!

We are delighted to announce the launch of our website. We hope you like the new look...

01 Mar 2022

We're Celebrating!

This year we're marking 25 years of serving our members. You can hear all about our...

22 Dec 2021

Wishing all our members a very Merry Christmas

The kids may think that Christmas comes ready-wrapped from Santa, but we know...

Secured Loan

Borrow against your savings with a secured loan.

If you want to keep your savings untouched, take a loan instead. Secured loans between £150 and £10,000 are available over anything between a few weeks and 5 years at a flat rate of 0.5% interest (6.2%APR) up to £1,999 and from £2,000 a rate of 0.3% applies (3.7%APR).

Preserve the insurance on your savings and get free life insurance cover on loans taken out before your 70th birthday.

Loan application process

  1. Be a Member with shares
    You must be an existing Member with shares in the credit union to apply for the Secured Loan
  2. Login to Online Banking
    Login to or register for Online Banking to access the online Loan Application
  3. Apply for loan online
    Complete your application with the relevant attached documentation
  4. Sit back and relax!
    We will get back to you within 2 working days with our decision
Who can apply for a Secured Loan?

Who can apply for a Secured Loan?

Members of Gateway Credit Union with savings in their account can apply for the Secured Against Savings Loan. By securing against your savings you can borrow from £150-£10,000 and benefit from our lowest rate of 3.7% APR.