Latest News

06 Apr 2025

GCU - Newsletters

25 Dec 2024

Download GCU 2025 E- Calendar

22 Nov 2024

Gateway Credit Union invites Torfaen & Monmouthshire residents to apply for our Christmas Loan

Gateway Credit Union (GCU) is a reputable financial institution with over 27 years of experience dedicated to assisting the residents of Torfaen, Monmouthshire and surrounding areas in achieving financial resilience in the present complex economic environment

06 Aug 2024

Gateway Credit Union, here for you in Torfaen & Monmouthshire

Gateway Credit Union, founded in 1996, is a financial institution that focuses on offering financial services to its members in Torfaen, Monmouthshire & surrounding areas. offering Savings and Loans.

08 Jul 2024

Exciting News: Did you know that you are eligible to become a member of Gateway Credit Union (GCU) and apply for a loan*?

Gateway Credit Union (GCU) is a reputable financial institution with over 27 years of experience dedicated to assisting the residents of Torfaen, Monmouthshire and surrounding areas in achieving financial resilience in the present complex economic environment

Secured Loan

Borrow against your savings with a secured loan.

If you want to keep your savings untouched, take a loan instead. Secured loans between £150 and £10,000 are available over anything between a few weeks and 5 years at a flat rate of 0.5% interest (6.2%APR) up to £1,999 and from £2,000 a rate of 0.3% applies (3.7%APR).

Preserve the insurance on your savings and get free life insurance cover on loans taken out before your 70th birthday.

Loan application process

  1. Be a Member with shares
    You must be an existing Member with shares in the credit union to apply for the Secured Loan
  2. Login to Online Banking
    Login to or register for Online Banking to access the online Loan Application
  3. Apply for loan online
    Complete your application with the relevant attached documentation
  4. Sit back and relax!
    We will get back to you within 2 working days with our decision
Who can apply for a Secured Loan?

Who can apply for a Secured Loan?

Members of Gateway Credit Union with savings in their account can apply for the Secured Against Savings Loan. By securing against your savings you can borrow from £150-£10,000 and benefit from our lowest rate of 3.7% APR.