Latest News

28 Aug 2026

What's a Pension and Why is One Important?

Master your future with Gateway Credit Union’s guide to pensions. Learn how workplace schemes, tax relief, and the State Pension help you retire comfortably.

12 Aug 2026

Lunch and Learn

Discover how Gateway Credit Union helps you save smarter and borrow responsibly. Watch our recorded Lunch & Learn session to build your financial resilience.

11 Aug 2026

Cwmbran Library Drop In

Need face-to-face financial support in Cwmbran? Join our weekly credit union drop-ins every Friday from 10am–12pm at Cwmbran Library. No appointment needed!

10 Aug 2026

GCU - Newsletters

Get the latest Gateway Credit Union news, updates, and financial tips! Stay informed about special offers, community events, and helpful resources with our free monthly eNewsletter. Subscribe today!

07 Aug 2026

Navigating the Road to Your Next Car: New, Used, and How to Pay

Buying a car? Don't stress. Weigh your options, budget like a pro, and drive away happy with our straightforward advice.

01 Aug 2026

Heading Off to Uni? How to Build Your Financial Resilience From Day One

Heading to uni this September? Learn how to avoid high-cost debt traps, budget like a pro, and build financial resilience with Gateway Credit Union.

25 Jul 2026

Thinking of Buying a New Car Soon? Credit Union Loan vs. PCP Finance Explained

Buying a new car? Compare Credit Union loans vs PCP finance. Learn how ownership, lower payments, and balloon fees affect your wallet before you buy.

19 Jul 2026

Build Your Financial Resilience: Simple Steps to Boost Your Savings

Boost your savings and secure your future. Discover simple, practical steps from Gateway Credit Union to build financial resilience and grow your money today.

03 Jul 2026

Demystifying Open Banking: What It Means for You

What is Open Banking? Learn how Gateway Credit Union uses this secure, fee-free tool to speed up loan applications and simplify your money management.

08 Jun 2026

Buy Now, Pay Later: What You Should Know About the New Rules

New July 2026 rules mean Buy Now, Pay Later faces stricter regulation. Gateway Credit Union explains what these changes mean for your budget and consumer rights.

Secured Loan

Borrow against your savings with a secured loan.

If you want to keep your savings untouched, take a loan instead. Secured loans between £500 and £10,000 are available over anything between a few weeks and 5 years at a flat rate of 0.5% interest (6.2%APR).

Loan application process

  1. Be a Member with shares
    You must be an existing Member with shares in the credit union to apply for the Secured Loan
  2. Download the application form below
    Complete your application with the relevant attached documentation
  3. Sit back and relax!
    We will get back to you within 2 working days with our decision
Who can apply for a Secured Loan?

Who can apply for a Secured Loan?

Members of Gateway Credit Union with savings in their account can apply for the Secured Against Savings Loan. By securing against your savings you can borrow from £500-£10,000.