Borrow against your savings with a secured loan.
If you want to keep your savings untouched, take a loan instead. Secured loans between £150 and £10,000 are available over anything between a few weeks and 5 years at a flat rate of 0.5% interest (6.2%APR) up to £1,999 and from £2,000 a rate of 0.3% applies (3.7%APR).
Loan application process
- Be a Member with shares
You must be an existing Member with shares in the credit union to apply for the Secured Loan
- Login to Online Banking
Login to or register for Online Banking to access the online Loan Application
- Apply for loan online
Complete your application with the relevant attached documentation
- Sit back and relax!
We will get back to you within 2 working days with our decision
Who can apply for a Secured Loan?
Members of Gateway Credit Union with savings in their account can apply for the Secured Against Savings Loan. By securing against your savings you can borrow from £150-£10,000 and benefit from our lowest rate of 3.7% APR.