Latest News

23 Oct 2025

Kids Eat FREE or £1 This October Half Term (October 27th - 31st)

Kids eat FREE or £1 this October Half Term! Skip the cooking, save money.

21 Oct 2025

Festivity, Finance, and the Fine Print

It’s that exciting time of year! As the days get shorter, our thoughts turn to festive shopping, gifts for loved ones, and maybe a new outfit or two for the holiday parties.

20 Oct 2025

Shining Bright at the Credit Unions of Wales Celebration!

Award win for Gateway Credit Union! Read about Charlotte's Award of Recognition at the Credit Unions of Wales event and our commitment to financial wellbeing.

15 Oct 2025

Managing your finances from your pay packet!

Partnering with local employers to make saving simple. Don't see your company? Here's how to fix that.

10 Oct 2025

Opening the Conversation on World Mental Health Day

Open the conversation for World Mental Health Day. Get practical tips on talking about your mental health and checking in on loved ones

06 Oct 2025

Shape Our Future: Join the Board of Directors

We're looking for passionate individuals to join our Board of Directors! This is a unique opportunity to help guide the future of your credit union and ensure we continue to serve our members effectively.

06 Oct 2025

GCU - Newsletters

Get the latest Gateway Credit Union news, updates, and financial tips! Stay informed about special offers, community events, and helpful resources with our free monthly eNewsletter. Subscribe today!

22 Sep 2025

You're eligible to join Gateway Credit Union (GCU) and apply for a loan!

Gateway Credit Union (GCU) is a reputable financial institution with over 27 years of experience dedicated to assisting the residents of Torfaen, Monmouthshire and surrounding areas in achieving financial resilience in the present complex economic environment

19 Sep 2025

Wedding Bells and Budget Woes: Why One-Third of Couples Are Borrowing to Say "I Do"

The dream of a perfect wedding often comes with a hefty price tag. It's a surprising, yet increasingly common, reality that 1 in 3 couples expects to borrow to pay for their wedding. This trend isn't without its reasons, and understanding them can help couples navigate their journey to the altar.

01 Sep 2025

Back-to-School Savings: Smart Tips for Your Family

The new school year is an exciting time, but the costs can quickly add up, especially if you have more than one child. Uniforms, shoes, and sports equipment can put a serious dent in your budget.

Secured Loan

Borrow against your savings with a secured loan.

If you want to keep your savings untouched, take a loan instead. Secured loans between £500 and £10,000 are available over anything between a few weeks and 5 years at a flat rate of 0.5% interest (6.2%APR).

Preserve the insurance on your savings and get free life insurance cover on loans taken out before your 70th birthday.

Loan application process

  1. Be a Member with shares
    You must be an existing Member with shares in the credit union to apply for the Secured Loan
  2. Login to Online Banking
    Login to or register for Online Banking to access the online Loan Application
  3. Apply for loan online
    Complete your application with the relevant attached documentation
  4. Sit back and relax!
    We will get back to you within 2 working days with our decision
Who can apply for a Secured Loan?

Who can apply for a Secured Loan?

Members of Gateway Credit Union with savings in their account can apply for the Secured Against Savings Loan. By securing against your savings you can borrow from £500-£10,000 and benefit from our lowest rate of 3.7% APR.