Latest News

01 Apr 2026

Introducing the Express Payroll Loan

Our Express Payroll Loan is designed specifically to give our payroll members flexible borrowing options when they need them most.

20 Mar 2026

Big News for Credit Unions: Why the New UK Reforms Matter to You

Gateway Credit Union welcomes the March 2026 UK reforms. New rules expand access for 10M+ members, including students and families, boosting financial inclusion across Wales.

20 Mar 2026

Member Loan & Benevolent Scheme Survey

Help Gateway Credit Union shape the future of our Loan Protection Insurance and Benevolent Scheme. As a member-owned cooperative, your feedback is vital to ensuring we provide the best value and support for your financial well-being. Please take a few minutes to complete our member survey and share your thoughts. Your voice helps GCU grow stronger. Together, we build a better community.

12 Mar 2026

Easter Opening Hours

Easter is just around the corner! Whether you’re gearing up for a family feast, a local egg hunt, or simply a well-deserved long weekend, we want to make sure your financial needs are covered.

06 Mar 2026

GCU - Newsletters

Get the latest Gateway Credit Union news, updates, and financial tips! Stay informed about special offers, community events, and helpful resources with our free monthly eNewsletter. Subscribe today!

21 Feb 2026

Financial Wellbeing 101: Navigating Debt Management Options

Compare debt consolidation loans, IVAs, and DROs. Discover which debt management solution fits your needs, protects your credit score, and improves your long-term financial wellbeing

06 Feb 2026

Half-Term Survival: The ABCs of Budget-Friendly Fun

Struggling to entertain the kids this February half-term? Discover our budget-friendly ABC guide to family fun in Torfaen and Monmouthshire.

31 Jan 2026

7 Pro-Tips to Beat Rising Supermarket Prices

Beat inflation with these 7 savvy supermarket hacks. From "yellow sticker" timing to own-brand swaps, learn how to slash your grocery bills.

25 Jan 2026

Worried about future energy costs? You aren’t alone

As a community-focused credit union, Gateway is committed to helping our members manage their finances and plan.

21 Jan 2026

Energy Saving Week 2026: Your Year-Round Guide to a More Affordable Home

Celebrate Energy Saving Week 2026 with Gateway Credit Union. Discover seasonal tips to cut bills and learn how our affordable loans can help you fund home energy efficiency and green upgrades.

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Discover the advantage of a fair and affordable loan from Gateway Credit Union. Our loans are low-cost and high-value!

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Savings

Save With Gateway Credit Union

Save With Gateway Credit Union

If you're fortunate enough to have savings already why not place some of it with Gateway Credit Union? Your money will be accessible, 100% safe and earn a dividend when we make a surplus. Plus your savings will be put to good use in the local community by being loaned to fellow members.

When you join Gateway, we encourage you to save regularly, even if it is only a few pounds a week or month. We know that it can sometimes be difficult to save and we try to make it as easy and convenient for you as we can. If you are not sure which account or payment method would suit you, please give us a call or drop in for a chat.

We rely on our members savings to be able to give loans; we don't borrow on the money markets or take risks with your savings. We also know that our members appreciate the peace of mind that comes from having savings, often for the first time.

Every year we put aside money in our Benevolent Fund to help with members funeral expenses. £25, £50 or £75 for each year of membership. More details here.

We currently have four types of savings account for adults

and two for children

We charge an annual membership fee of £2 deducted from your Share Account at the end of September. The minimum to open a Share Account and become a member is £5. The current maximum shareholding per member allowed under our current rules is £30,000.

We have lots of convenient ways to pay into your savings or loan account. You can use any or all of them, whatever suits you best. Click here for details

Withdrawing money

Most members register a bank account with us for phone and online withdrawals up to £2000. Alternatively you can call in or post us a signed withdrawal form. We will make a transfer to your bank account. Withdrawal requests are generally processed on the same working day as we receive them.

Keeping track of your savings

When you open an account we will issue you with a card and your membership number. We will normally send you an annual statement, but you can request a statement at any time. We offer an online members area for PC users, and a mobile app for your tablet or smartphone.

If you want to keep track of your cash payments, ask us for a passbook.