Latest News

31 Jan 2026

7 Pro-Tips to Beat Rising Supermarket Prices

Beat inflation with these 7 savvy supermarket hacks. From "yellow sticker" timing to own-brand swaps, learn how to slash your grocery bills.

25 Jan 2026

Worried about future energy costs? You aren’t alone

As a community-focused credit union, Gateway is committed to helping our members manage their finances and plan.

21 Jan 2026

Energy Saving Week 2026: Your Year-Round Guide to a More Affordable Home

Celebrate Energy Saving Week 2026 with Gateway Credit Union. Discover seasonal tips to cut bills and learn how our affordable loans can help you fund home energy efficiency and green upgrades.

19 Jan 2026

More Than Just Finance: It’s Neighbours Helping Neighbours

Discover the "people helping people" difference at Gateway Credit Union. As a member-owned community hub, we offer fair loans, ethical savings, and personal support you won't find at big banks. Every penny stays local, helping neighbors thrive while building your own financial peace of mind. Join a movement that puts your wellbeing first—explore our local, community-driven banking today.

16 Jan 2026

New Year, New Habits: Team Gateway’s Top Tips for a Savvy 2026

Start 2026 with practical savings tips from Gateway Credit Union. Learn how to check bills, cut subscriptions, and build a lasting habit with advice from our team. Reach your goals today!

09 Jan 2026

Our Community, Our Finances: Navigating 2026 Together

Take control of your money in 2026 with Gateway Credit Union. Get local, community-focused tips on budgeting and savings for better financial wellbeing.

07 Jan 2026

Essential Support: Resources to Help with the Rising Cost of Living

Cost of Living Support Wales: Grants, Carer Funds, Food Banks & Fuel Help. Find lost Child Trust Funds. Get the financial aid you deserve now.

05 Jan 2026

GCU - Newsletters

Get the latest Gateway Credit Union news, updates, and financial tips! Stay informed about special offers, community events, and helpful resources with our free monthly eNewsletter. Subscribe today!

02 Jan 2026

Smart Shopping: Spend Wisely Without Losing Life’s Comforts

Smart shopping isn’t about harsh budget cuts; it’s about making thoughtful choices that help your money work harder for you.

27 Dec 2025

Take Control of Post-Christmas Spending

Feeling post-Christmas debt stress? Consolidate multiple debts into one affordable payment with Gateway Credit Union. Reduce interest, ease stress, and even build savings! Take control of your finances today.

Need a Loan?

Discover the advantage of a fair and affordable loan from Gateway Credit Union. Our loans are low-cost and high-value!

Apply Now

Savings

Save With Gateway Credit Union

Save With Gateway Credit Union

If you're fortunate enough to have savings already why not place some of it with Gateway Credit Union? Your money will be accessible, 100% safe and earn a dividend when we make a surplus. Plus your savings will be put to good use in the local community by being loaned to fellow members.

When you join Gateway, we encourage you to save regularly, even if it is only a few pounds a week or month. We know that it can sometimes be difficult to save and we try to make it as easy and convenient for you as we can. If you are not sure which account or payment method would suit you, please give us a call or drop in for a chat.

We rely on our members savings to be able to give loans; we don't borrow on the money markets or take risks with your savings. We also know that our members appreciate the peace of mind that comes from having savings, often for the first time.

Every year we put aside money in our Benevolent Fund to help with members funeral expenses. £25, £50 or £75 for each year of membership. More details here.

We currently have four types of savings account for adults

and two for children

We charge an annual membership fee of £2 deducted from your Share Account at the end of September. The minimum to open a Share Account and become a member is £5. The current maximum shareholding per member allowed under our current rules is £30,000.

We have lots of convenient ways to pay into your savings or loan account. You can use any or all of them, whatever suits you best. Click here for details

Withdrawing money

Most members register a bank account with us for phone and online withdrawals up to £2000. Alternatively you can call in or post us a signed withdrawal form. We will make a transfer to your bank account. Withdrawal requests are generally processed on the same working day as we receive them.

Keeping track of your savings

When you open an account we will issue you with a card and your membership number. We will normally send you an annual statement, but you can request a statement at any time. We offer an online members area for PC users, and a mobile app for your tablet or smartphone.

If you want to keep track of your cash payments, ask us for a passbook.