Latest News

02 Nov 2026

Stop the Silence: How Talking About Money Transforms Your Financial Life

Talk Money Week: Learn how starting an open conversation about money can reduce stress, build trust, and transform your financial life with support from Gateway Credit Union.

24 Oct 2026

Planning for Christmas? What to Consider Before Taking Out a Loan

Thinking of borrowing for Christmas? Learn how to calculate your budget, avoid hidden fees, and choose fair loans with Gateway Credit Union. Read our guide!

12 Oct 2026

GCU - Newsletters

Get the latest Gateway Credit Union news, updates, and financial tips! Stay informed about special offers, community events, and helpful resources with our free monthly eNewsletter. Subscribe today!

11 Oct 2026

Celebrate "Cooperation for a Prosperous World" This International Credit Union Day®

Join Gateway Credit Union on October 15 to celebrate International Credit Union Day® 2026! Discover the cooperative difference, and see how we put our members first.

07 Oct 2026

Meet Gateway's Nominees for the Credit Unions of Wales Awards 2027!

Vote for Gateway Credit Union’s local heroes in the Credit Unions of Wales Awards 2027! Support Sue, Ron, Chloe, Jessica & Howard today. Cast your vote now!

25 Sep 2026

Where Does £2 a Day Really Go?

Discover how saving just £2 a day can transform your finances. Explore simple savings habits with Gateway Credit Union to build your future resilience today.

20 Sep 2026

Make Your Child Benefit Work Harder for You: Saving, Planning and Preparing for Christmas

Find out how paying Child Benefit into your Gateway Credit Union account can help you save, prepare for Christmas, manage costs and access affordable loans.

14 Sep 2026

Strengthening debt support together with the updated MaPS Toolkit

Gateway Credit Union shares the updated MaPS Supportive Debt Recovery Toolkit to improve collaboration, fair repayments, and support for people in debt.

31 Aug 2026

Understanding APR: Your Guide to the Real Cost of Borrowing

Looking for a loan? Learn what APR means, how it reveals the true cost of borrowing, and how to use it to compare financial deals and save money.

28 Aug 2026

What's a Pension and Why is One Important?

Master your future with Gateway Credit Union’s guide to pensions. Learn how workplace schemes, tax relief, and the State Pension help you retire comfortably.

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Savings

Save With Gateway Credit Union

Save With Gateway Credit Union

If you're fortunate enough to have savings already why not place some of it with Gateway Credit Union? Your money will be accessible, 100% safe and earn a dividend when we make a surplus. Plus your savings will be put to good use in the local community by being loaned to fellow members.

When you join Gateway, we encourage you to save regularly, even if it is only a few pounds a week or month. We know that it can sometimes be difficult to save and we try to make it as easy and convenient for you as we can. If you are not sure which account or payment method would suit you, please give us a call or drop in for a chat.

We rely on our members savings to be able to give loans; we don't borrow on the money markets or take risks with your savings. We also know that our members appreciate the peace of mind that comes from having savings, often for the first time.

Every year we put aside money in our Benevolent Fund to help with members funeral expenses. £25, £50 or £75 for each year of membership. More details here.

We currently have four types of savings account for adults

and two for children

We charge an annual membership fee of £2 deducted from your Share Account at the end of September. The minimum to open a Share Account and become a member is £5. The current maximum shareholding per member allowed under our current rules is £30,000.

We have lots of convenient ways to pay into your savings or loan account. You can use any or all of them, whatever suits you best. Click here for details

Withdrawing money

Most members register a bank account with us for phone and online withdrawals up to £2000. Alternatively you can call in or post us a signed withdrawal form. We will make a transfer to your bank account. Withdrawal requests are generally processed on the same working day as we receive them.

Keeping track of your savings

When you open an account we will issue you with a card and your membership number. We will normally send you an annual statement, but you can request a statement at any time. We offer an online members area for PC users, and a mobile app for your tablet or smartphone.

If you want to keep track of your cash payments, ask us for a passbook.