Latest News

21 Oct 2025

Festivity, Finance, and the Fine Print

It’s that exciting time of year! As the days get shorter, our thoughts turn to festive shopping, gifts for loved ones, and maybe a new outfit or two for the holiday parties.

15 Oct 2025

Managing your finances from your pay packet!

Partnering with local employers to make saving simple. Don't see your company? Here's how to fix that.

10 Oct 2025

Opening the Conversation on World Mental Health Day

Open the conversation for World Mental Health Day. Get practical tips on talking about your mental health and checking in on loved ones

06 Oct 2025

Shape Our Future: Join the Board of Directors

We're looking for passionate individuals to join our Board of Directors! This is a unique opportunity to help guide the future of your credit union and ensure we continue to serve our members effectively.

06 Oct 2025

GCU - Newsletters

Get the latest Gateway Credit Union news, updates, and financial tips! Stay informed about special offers, community events, and helpful resources with our free monthly eNewsletter. Subscribe today!

22 Sep 2025

You're eligible to join Gateway Credit Union (GCU) and apply for a loan!

Gateway Credit Union (GCU) is a reputable financial institution with over 27 years of experience dedicated to assisting the residents of Torfaen, Monmouthshire and surrounding areas in achieving financial resilience in the present complex economic environment

19 Sep 2025

Wedding Bells and Budget Woes: Why One-Third of Couples Are Borrowing to Say "I Do"

The dream of a perfect wedding often comes with a hefty price tag. It's a surprising, yet increasingly common, reality that 1 in 3 couples expects to borrow to pay for their wedding. This trend isn't without its reasons, and understanding them can help couples navigate their journey to the altar.

01 Sep 2025

Back-to-School Savings: Smart Tips for Your Family

The new school year is an exciting time, but the costs can quickly add up, especially if you have more than one child. Uniforms, shoes, and sports equipment can put a serious dent in your budget.

20 Aug 2025

Gateway Credit Union, here for you in Torfaen & Monmouthshire

Gateway Credit Union, founded in 1996, is a financial institution that focuses on offering financial services to its members in Torfaen, Monmouthshire & surrounding areas. offering Savings and Loans.

Need a Loan?

Discover the advantage of a fair and affordable loan from Gateway Credit Union. Our loans are low-cost and high-value!

Apply Now

Christmas Saver Account

Our Christmas Saver Account is a popular way to save for the festive season. The account is 'locked' until November 1st, when you can withdraw your savings and do your Christmas shopping.

Our members appreciate having money to treat the family at Christmas without worrying about unpaid bills in the New Year. Many also save a little extra to treat themselves in the January sales, or top up their savings with a small loan. You can choose whether to save a regular amount or just squirrel a few pounds away whenever you can, and you can withdraw the money any time between November 1st and 31st December

Our Christmas Saver Account is the safe way to save. In 2006 the collapse of the Farepak hamper company caused heartache to many families just weeks before the festive period. It also revealed that most hamper companies were not  members of the Financial Services Compensation Scheme, so depositors had no guarantee of getting their money back if things went wrong. Christmas Clubs have always been a risky option, and members have lost money they have saved with local pubs and societies. Like many Credit Unions, we decided it was time to offer a safe and convenient alternative.

Since 2007 our Christmas Saver Account has grown in popularity every year. The Christmas Saver Account earns the same dividend as your other savings with Gateway and helps build your eligibility for our benevolent fund. The appeal of the account is that you can't dip into it during the year. If you need to access your Christmas savings early we require 60 days notice.

To open a Christmas Saver account complete the form and send it to us by post or bring take it in to one of our offices with at least £5 to open the account. You can choose to pay in by any of the methods we offer, whatever suits you. You can even opt to split your regular payment between your Christmas Saver and other accounts. To open a Christmas Saver Account you must already be a Gateway member.

Terms and conditions apply

Christmas Saver Account Online form 




If you haven't had an account with us. We will send you a welcome email and a welcome letter via post, including instructions, on how to activate your account. Please tick the box after reading to proceed.