Latest News

16 Jan 2026

New Year, New Habits: Team Gateway’s Top Tips for a Savvy 2026

Start 2026 with practical savings tips from Gateway Credit Union. Learn how to check bills, cut subscriptions, and build a lasting habit with advice from our team. Reach your goals today!

09 Jan 2026

Our Community, Our Finances: Navigating 2026 Together

Take control of your money in 2026 with Gateway Credit Union. Get local, community-focused tips on budgeting and savings for better financial wellbeing.

07 Jan 2026

Essential Support: Resources to Help with the Rising Cost of Living

Cost of Living Support Wales: Grants, Carer Funds, Food Banks & Fuel Help. Find lost Child Trust Funds. Get the financial aid you deserve now.

05 Jan 2026

GCU - Newsletters

Get the latest Gateway Credit Union news, updates, and financial tips! Stay informed about special offers, community events, and helpful resources with our free monthly eNewsletter. Subscribe today!

02 Jan 2026

Smart Shopping: Spend Wisely Without Losing Life’s Comforts

Smart shopping isn’t about harsh budget cuts; it’s about making thoughtful choices that help your money work harder for you.

30 Dec 2025

Wishing all our members a very Happy New Year

The kids may think that Christmas comes ready-wrapped from Santa, but we know...

27 Dec 2025

Take Control of Post-Christmas Spending

Feeling post-Christmas debt stress? Consolidate multiple debts into one affordable payment with Gateway Credit Union. Reduce interest, ease stress, and even build savings! Take control of your finances today.

16 Dec 2025

Important Membership Highlights

Gateway Credit Union's Terms & Conditions (28 Nov 2025) detail eligibility, savings limits £30,000, fees, and schemes. Key points include the £5 minimum savings, annual fees, and the Benevolent Scheme requiring 3 years of continuous savings. Full document available to download.

15 Dec 2025

Get Festive with the Gateway Credit Union Christmas Quiz!

To add a little extra cheer to your festive season, the team at Gateway Credit Union has put together a fun, downloadable Christmas Quiz!

11 Dec 2025

Take Control: Our support helping you with direct payments

GCU asks members to get benefits/pensions paid into their bank account for instant access & greater control. Help us streamline! Keep saving via Standing Order or direct cash deposits.

Need a Loan?

Discover the advantage of a fair and affordable loan from Gateway Credit Union. Our loans are low-cost and high-value!

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Christmas Saver Account

Our Christmas Saver Account is a popular way to save for the festive season. The account is 'locked' until November 1st, when you can withdraw your savings and do your Christmas shopping.

Our members appreciate having money to treat the family at Christmas without worrying about unpaid bills in the New Year. Many also save a little extra to treat themselves in the January sales, or top up their savings with a small loan. You can choose whether to save a regular amount or just squirrel a few pounds away whenever you can, and you can withdraw the money any time between November 1st and 31st December

Secure Savings for a Better Christmas

Since 2007, our Christmas Saver Account has helped thousands of members save with confidence. Born out of a need for a safer alternative to unregulated hamper companies and pub clubs, we provide a protected environment for your hard-earned money.

Features & Benefits

  • FSCS Protected: Your deposits are guaranteed, providing a level of safety that high-street "Christmas Clubs" can’t match.

  • Earn as You Save: Benefit from our annual dividend, ensuring your money works for you while it sits.

  • Disciplined Saving: To help you reach your goals, these funds are locked away for the festive period. Early access is available only with a 60-day notice period.

How to Open Your Account

Existing Gateway members can open a Christmas Saver with as little as £5.

  • Flexible Deposits: Pay in whenever and however you like.

  • Easy Management: Split your existing regular payments to flow automatically into your Christmas fund.

  • Join Today: Simply submit your Application Form below, via post or in-person at a our office in Pontypool.

Terms and conditions apply

Christmas Saver Account Online form