Latest News

20 Mar 2026

Big News for Credit Unions: Why the New UK Reforms Matter to You

Gateway Credit Union welcomes the March 2026 UK reforms. New rules expand access for 10M+ members, including students and families, boosting financial inclusion across Wales.

20 Mar 2026

Member Loan & Benevolent Scheme Survey

Help Gateway Credit Union shape the future of our Loan Protection Insurance and Benevolent Scheme. As a member-owned cooperative, your feedback is vital to ensuring we provide the best value and support for your financial well-being. Please take a few minutes to complete our member survey and share your thoughts. Your voice helps GCU grow stronger. Together, we build a better community.

12 Mar 2026

Easter Opening Hours

Easter is just around the corner! Whether you’re gearing up for a family feast, a local egg hunt, or simply a well-deserved long weekend, we want to make sure your financial needs are covered.

06 Mar 2026

GCU - Newsletters

Get the latest Gateway Credit Union news, updates, and financial tips! Stay informed about special offers, community events, and helpful resources with our free monthly eNewsletter. Subscribe today!

21 Feb 2026

Financial Wellbeing 101: Navigating Debt Management Options

Compare debt consolidation loans, IVAs, and DROs. Discover which debt management solution fits your needs, protects your credit score, and improves your long-term financial wellbeing

06 Feb 2026

Half-Term Survival: The ABCs of Budget-Friendly Fun

Struggling to entertain the kids this February half-term? Discover our budget-friendly ABC guide to family fun in Torfaen and Monmouthshire.

31 Jan 2026

7 Pro-Tips to Beat Rising Supermarket Prices

Beat inflation with these 7 savvy supermarket hacks. From "yellow sticker" timing to own-brand swaps, learn how to slash your grocery bills.

25 Jan 2026

Worried about future energy costs? You aren’t alone

As a community-focused credit union, Gateway is committed to helping our members manage their finances and plan.

21 Jan 2026

Energy Saving Week 2026: Your Year-Round Guide to a More Affordable Home

Celebrate Energy Saving Week 2026 with Gateway Credit Union. Discover seasonal tips to cut bills and learn how our affordable loans can help you fund home energy efficiency and green upgrades.

19 Jan 2026

More Than Just Finance: It’s Neighbours Helping Neighbours

Discover the "people helping people" difference at Gateway Credit Union. As a member-owned community hub, we offer fair loans, ethical savings, and personal support you won't find at big banks. Every penny stays local, helping neighbors thrive while building your own financial peace of mind. Join a movement that puts your wellbeing first—explore our local, community-driven banking today.

Need a Loan?

Discover the advantage of a fair and affordable loan from Gateway Credit Union. Our loans are low-cost and high-value!

Apply Now

Christmas Saver Account

Our Christmas Saver Account is a popular way to save for the festive season. The account is 'locked' until November 1st, when you can withdraw your savings and do your Christmas shopping.

Our members appreciate having money to treat the family at Christmas without worrying about unpaid bills in the New Year. Many also save a little extra to treat themselves in the January sales, or top up their savings with a small loan. You can choose whether to save a regular amount or just squirrel a few pounds away whenever you can, and you can withdraw the money any time between November 1st and 31st December

Secure Savings for a Better Christmas

Since 2007, our Christmas Saver Account has helped thousands of members save with confidence. Born out of a need for a safer alternative to unregulated hamper companies and pub clubs, we provide a protected environment for your hard-earned money.

Features & Benefits

  • FSCS Protected: Your deposits are guaranteed, providing a level of safety that high-street "Christmas Clubs" can’t match.

  • Earn as You Save: Benefit from our annual dividend, ensuring your money works for you while it sits.

  • Disciplined Saving: To help you reach your goals, these funds are locked away for the festive period. Early access is available only with a 60-day notice period.

How to Open Your Account

Existing Gateway members can open a Christmas Saver with as little as £5.

  • Flexible Deposits: Pay in whenever and however you like.

  • Easy Management: Split your existing regular payments to flow automatically into your Christmas fund.

  • Join Today: Simply submit your Application Form below, via post or in-person at a our office in Pontypool.

Terms and conditions apply

Christmas Saver Account Online form