Latest News

25 Jul 2026

Thinking of Buying a New Car Soon? Credit Union Loan vs. PCP Finance Explained

Buying a new car? Compare Credit Union loans vs PCP finance. Learn how ownership, lower payments, and balloon fees affect your wallet before you buy.

19 Jul 2026

Build Your Financial Resilience: Simple Steps to Boost Your Savings

Boost your savings and secure your future. Discover simple, practical steps from Gateway Credit Union to build financial resilience and grow your money today.

13 Jul 2026

GCU - Newsletters

Get the latest Gateway Credit Union news, updates, and financial tips! Stay informed about special offers, community events, and helpful resources with our free monthly eNewsletter. Subscribe today!

03 Jul 2026

Demystifying Open Banking: What It Means for You

What is Open Banking? Learn how Gateway Credit Union uses this secure, fee-free tool to speed up loan applications and simplify your money management.

08 Jun 2026

Buy Now, Pay Later: What You Should Know About the New Rules

New July 2026 rules mean Buy Now, Pay Later faces stricter regulation. Gateway Credit Union explains what these changes mean for your budget and consumer rights.

19 May 2026

Kids Eat FREE (or for £1) This Whitsun Half Term 2026!

Looking for Whitsun 2026 kids eat free deals? Save money this May half term with £1 and free meal offers at UK restaurants, pubs, and supermarkets like ASDA, Tesco, and Morrisons!

11 May 2026

Breaking the Cycle: Why Your Bank Balance and Mental Health are Connected

It's Mental Health Awareness Week. Break the cycle of money stress and debt with our guide to financial wellbeing.

11 May 2026

Loan Sharks Play Games with People’s Lives—It’s Time to Make it Game Over

Stop loan sharks in England and Wales. The IMLT and WIMLU provide 24/7 confidential support to help you escape illegal lenders. No judgment, just help. Take back control and make it game over.

11 May 2026

From Friction to Finance: How to Build Financial Harmony as a Couple

Stop fighting about finances! Build a stronger relationship with Gateway Credit Union’s guide to financial harmony. Discover the "4-Account Rule," learn how to budget as a team, and improve communication to turn money stress into shared success.

27 Apr 2026

Mum’s Guide to Stress-Free Budgeting: Simple Steps for a Happier Home

Struggling to balance family fun with the household budget? Being a busy mum is hard enough without complex spreadsheets. Gateway Credit Union shares 5 simple steps to help you master your finances, cut hidden costs, and save for the summer holidays.

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Discover the advantage of a fair and affordable loan from Gateway Credit Union. Our loans are low-cost and high-value!

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Attached Savings Account

We require that everybody who borrows from us must also save a small regular amount into their Attached Savings account.

We insist on this for two reasons:

  • Savings are a very good thing to have, but not all of our members save, so we unashamedly use any means to encourage this!
  • Credit unions use members savings to lend to other members, so we will only grow if our savings grow. This is each borrower's contribution to that growth.

The current payment amounts are:

  • £150 - £2,999 loan either £2.00 per week or £10 per month
  • £3,000 - £10,000 loan either £3.00 per week or £15 per month

Please note that Attached Savings can only be accessed once the loan has been repaid. You can then choose to withdraw your savings, leave them as a nest egg or use them to access a cheaper secured loan.