Latest News

05 Jan 2026

GCU - Newsletters

Get the latest Gateway Credit Union news, updates, and financial tips! Stay informed about special offers, community events, and helpful resources with our free monthly eNewsletter. Subscribe today!

02 Jan 2026

Smart Shopping: Spend Wisely Without Losing Life’s Comforts

Smart shopping isn’t about harsh budget cuts; it’s about making thoughtful choices that help your money work harder for you.

30 Dec 2025

Wishing all our members a very Happy New Year

The kids may think that Christmas comes ready-wrapped from Santa, but we know...

27 Dec 2025

Take Control of Post-Christmas Spending

Feeling post-Christmas debt stress? Consolidate multiple debts into one affordable payment with Gateway Credit Union. Reduce interest, ease stress, and even build savings! Take control of your finances today.

16 Dec 2025

Important Membership Highlights

Gateway Credit Union's Terms & Conditions (28 Nov 2025) detail eligibility, savings limits £30,000, fees, and schemes. Key points include the £5 minimum savings, annual fees, and the Benevolent Scheme requiring 3 years of continuous savings. Full document available to download.

15 Dec 2025

Get Festive with the Gateway Credit Union Christmas Quiz!

To add a little extra cheer to your festive season, the team at Gateway Credit Union has put together a fun, downloadable Christmas Quiz!

11 Dec 2025

Take Control: Our support helping you with direct payments

GCU asks members to get benefits/pensions paid into their bank account for instant access & greater control. Help us streamline! Keep saving via Standing Order or direct cash deposits.

11 Dec 2025

Stop Loan Sharks: Protect Your Finances This Christmas

Stop loan sharks in Wales. Spot red flags & get confidential help from the Wales IMLT. Use your credit union for safe loans. Don't suffer in silence.

10 Dec 2025

Stop Scammers in Their Tracks: Your Guide to Online Safety

Learn how to spot online scammers and protect your Gateway Credit Union accounts. Discover what we will never ask for, and get essential tips to avoid phishing, urgent calls, and financial fraud.

09 Dec 2025

Navigate the Festive Season Without Financial Stress

Holiday financial stress, cost-of-living Christmas, saving money holidays, festive season budget.

Need a Loan?

Discover the advantage of a fair and affordable loan from Gateway Credit Union. Our loans are low-cost and high-value!

Apply Now

Attached Savings Account

We require that everybody who borrows from us must also save a small regular amount into their Attached Savings account.

We insist on this for two reasons:

  • Savings are a very good thing to have, but not all of our members save, so we unashamedly use any means to encourage this!
  • Credit unions use members savings to lend to other members, so we will only grow if our savings grow. This is each borrower's contribution to that growth.

The current payment amounts are:

  • £150 - £2,999 loan either £2.00 per week or £10 per month
  • £3,000 - £10,000 loan either £3.00 per week or £15 per month

Please note that Attached Savings can only be accessed once the loan has been repaid. You can then choose to withdraw your savings, leave them as a nest egg or use them to access a cheaper secured loan.