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Payroll Partner Loan

Our Payroll Partner Loan offers discounted rates to members repaying via payroll. These rates have been revised from 1st January 2020. Click here to check our rates and here to apply for a loan.

We lend for all kinds of purposes- a holiday, a car, clearing credit card balances or home improvements, anything from a few hundred pounds to £10,000. Loans are handled in confidence- your employer only ever knows how much your total monthly payroll deduction is, not that you have a loan.

We arrange the terms of the loan to suit you, and there are no penalties for early repayment. Your loan is covered by our free life insurance, too. While you repay your loan we also ask you to save into an Attached Savings account, which are released when the loan is paid off.

If you need a small loan quickly, as a member you can apply for a Fast Track Payroll loan up to £500 by emailing us your most recent payslip and completing a simple form and agreement by email or in person. So long as your regular take home pay is over £800 (and you can confirm that payments are affordable) we can approve the loan quickly and put the money in your bank account on the same or next working day. Minimum monthly repayments of £65 /m and £5 into savings apply. Send an email to to apply.    

Payroll Loans are currently available to people who work for:

If you would like a discounted rate and your employer isn't yet on the list, please introduce us to your HR Manager.

As you would expect, all loans are subject to a careful assessment of your household finances and credit history.

Gateway Credit Union 21, Commercial Street Pontypool NP4 6JQ Telephone 01495 832111
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority 214010

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