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Welcome to Gateway Credit Union

Who owns Gateway Credit Union? Our members do! map of Gateway common bond

Unlike the banks, we're owned by our members and believe that everyone should get a fair deal, whether you are well off or struggling financially. Over 4000 local members agree, and more people are choosing us as a safe, ethical home for their money every day.

Credit Unions exist to serve their members and their community and to offer products and services unavailable elsewhere. Members of the Credit Union save regularly and their savings are used to make loans to other members. We charge reasonable interest rates, which cover the core running costs of the Credit Union and pay a small dividend to our savers. We aim to offer you at least as good a deal as you can get on the high street, but with the friendliness and flexibility that come from being local.

We are here for everyone, in all walks of life. We have members who are on low incomes, perhaps saving a few pounds a week, who choose us because we will lend them a few hundred pounds at a reasonable rate. We also have members with well-paid  jobs, saving hefty regular sums, and choosing an ethical home for their money. We have members who come to us to save, and members who come to borrow, aged from birth to 100 and they're all equally welcome.

Gateway Credit Union is run by a volunteer Board, elected at the AGM, and relies on over 30 local volunteers to run the service in local communities. We also employ a team of professional staff to look after the day to day needs of our members.  All our staff and volunteers are committed to the continuing success of the credit union and to its business ethics and philosophy. We are supported by the Welsh Government, Monmouthshire and Torfaen Councils and by other local partners who are helping us grow, but we are completely independent and confidential in our operation. Give us a call or send us an email if you would like to get involved. Our latest Annual Report is here

Credit Unions have been around since the 19th Century, and we are part of a worldwide movement. The four principles of the Credit Union movement are;

1.  The promotion of thrift among its members by the accumulation of their savings.
2.  The creation of sources of credit for the benefit of its members at fair and reasonable rates of interest.
3.  The use and control of members savings for the mutual benefit, and;
4.  The training and education of members in the wise use of money and in the management of their financial affairs.




Gateway Credit Union 21, Commercial Street Pontypool NP4 6JQ Telephone 01495 832111
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority 214010

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