If your resolutions for 2015 are to get fit and lose weight then we're sorry we can't help. (Though the team in the office are happy to swop tips after all the chocolate we ate while processing everyone's Christmas savings and loans).
But if you want to get your finances fit we're here for you. First off, if you wish you had saved for Christmas 2014 then set up a Christmas Saver Account for 2015 NOW. Not next month, because by spring you will have forgotten all about it. Do it now while you are feeling the pain and waiting for payday, or groaning at your credit card bills.
Likewise, if you want a holiday this summer, planning home improvements, or dreading getting the car through MOT, then why not set up payroll savings or a standing order to spread the cost? It's quick, it's easy and you won't regret it.
If you're not sure where your money goes then get some help with your budget. Or just spend some time working it all out. Likewise, if you have borrowings, take the time to see whether you are getting the best deal. Could a Credit Union loan help you to cut your interest payments and release some cash to save?
Whatever your plans for 2015 your Credit Union is here to help its members. We have a way of saving that will suit you. Pop in for a chat anytime. We wish you a happy and prosperous 2015!